Titan Invest is a private fund that uses rigorous investment tactics and techniques that merge old school and new to uncover high-quality firms that can multiply your money over time. Five people administer the company, three of whom co-founded it. They all worked in finance, and several were hedge fund managers.

However, calling the Titan stock app a hedge fund is misleading. Technically, they're not funds but rather SEC-registered investment advisors. In this Titan Invest review, we'll explain if it is safe or not, how much the Titan stock price is, and what things can be improved.

Historical Performance of Titan

Titan aims to outperform the S&P 500; thus, its past returns are the best compared to those of its competitors. Since this strategy has only been around for a short time to compare head-to-head, the main focus is on Flagship. Compared to the S&P 500's 88.1% cumulative return over four years, Titan's Flagship fund has returned 94.3%.

Titan Invest opportunities began operations in August 2020 and achieved a cumulative return of 59.9% through the end of 2021, outperforming the benchmark Russell 2000's cumulative return of 43.7%. Moreover, this was accomplished in around a year and a half.

Products of Titan

Real estate and private credit were among the new items that Titan introduced. These products were designed to increase fund accessibility, improve diversification, and provide possibilities that would often be restricted to authorized investors with higher investment limits. These investing ideas are available to everyone without the necessity for accreditation.

• Smart Cash: This cash management account automatically switches between Cash Reserve and Treasury Money Market assets when you locate a higher rate.
• Private Credit: Titan may propose numerous private credit investments with quarterly liquidity and low minimums. Additionally, individual account minimums are $2,000, and IRA minimums are $1,000.
• Real Estate: Titan Invest also offers real estate investing recommendations with reduced minimums and quarterly liquidity. Titan's website states that real estate's main goal is delivering steady, consistent income to investors across market cycles. Minimum fund amounts for individual accounts are $2,500, and IRAs are $1,000.

Things That Can Be Improved

Fees And Costs

When considering most other robo-advisors, Titan stocks costs are quite excessive. Titan offers tiered fees for its investment funds, with lower costs associated with larger investments. For a managed investment account, however, investors must pay a minimum annual fee of 0.70%. Moreover, the majority of robo-advisors charge yearly investing fees of little more than 0.30%.

Higher fees may apply to third-party investment funds. For example, the ARK Venture Fund charges a total annual management fee of 2.90%. In this case, to be fair, this is a lot less than the "2 and 20" fee model that the majority of similar hedge funds charge for similar tactics, but it is still quite expensive for robo-advisors.

High Minimums

Titan's minimum investments vary depending on the particular plan. To start a retirement or individual taxable brokerage account, you will need to deposit $500. A $100 minimum is required for flagship, opportunities, offshore, and digital currency. It costs $500 to invest in the ARK Venture Fund and $2,000 to invest in the CTAC fund.

Riskier Investments

One of the main disadvantages that investors should be aware of is the possibility that Titan's funds are riskier and more volatile than investments at other robo-advisors. Investments (or strategies) often carry a greater risk associated with their potential for return. Furthermore, Titan's actively managed alternatives are just like any other.

Titan Fees

Titan Invest levies the following fees for its six actively managed solutions, which include third-party platforms:

• 0.90%/year for $500-$24,999 deposits
• 0.80%/year for $25,000-$99,999 deposits
• 0.70%/year for $100,000+ deposits

They determine the Titan stock prices that third-party managers (such as Apollo Credit) charge for their investment products, which may exceed 1%. Moreover, these charges top up Titan's consulting fees. Therefore, you are paying Titan stocks and the outside supplier.

Titan doesn't collect advisory fees for ARK Invest, which is an exception. ARK Invest does, however, levy its costs, which are now around 2.90%. For each Smart Cash account, Titan also promotes Automated Investing in stock portfolios without charging any fees.

Customer Services of Titan

Titan provides minimal customer service, although new and returning clients may contact them online from 9 a.m. to 6 p.m. ET. Titan's Investor Relations team has Series 7 and Series 63 qualified specialists who may advise clients on portfolio design, investment techniques, and other issues. However, phone support is not available. The Titan stock app, email, and text chat provide access.

Titan also interfaces with various third-party applications, but it does not provide financial professionals to help with long-term strategy and retirement goals. To see an investor's whole financial picture, link to Empower (previously Personal Capital), which offers free financial planning and asset management.

This includes integrating Titan accounts and any external accounts with little Titan stock prices. Titan Invest does not integrate Mint.com; however, users may connect directly to Apex, Titan's clearinghouse.

Is Titan Safe To Use?

Titan offers 256-bit encryption and SIPC insurance for up to $500,000. Pillsbury LLP represents this SEC-registered investment advisor. Apex Clearing and Third Party Trade handle clearing and custody of it. Titan is also the closest thing to a hedge fund available to non-accredited individuals who want to experience investing similarly.

Moreover, keeping an eye on hedge funds' 13F filings is a good concept. Titan stock app does not follow hedge funds with short-term investing goals; therefore, the 45-day 13F reporting should not affect them as they are unlikely to have rotated out. Although Titan's 1% management cost is more than that of many robo-advisors, it could be justified if Titan Invest could meet performance targets.